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Consumer Credit Review Specialist
hace 2 meses
The Consumer Credit Review Specialist plays a crucial role in ensuring the quality of credit decisions at GM Financial. This position is responsible for conducting monthly sample reviews and targeted reviews for Chile and Colombia to identify improvement opportunities and trends related to fraud control, credit risk policy, portfolio, originations, and credit risk management.
Key Responsibilities- Conduct thorough reviews of credit decisions to identify areas for improvement and provide recommendations to enhance credit risk management.
- Collaborate with the Credit Review Manager to strengthen the oversight ecosystem and drive strong credit risk management at GM Financial.
- Analyze significant issues or findings, trends, or concerns and communicate them immediately to the Credit Review Manager and AVP.
- Design and execute quality control plans to ensure compliance with company policies and procedures.
- Build effective working relationships with diverse stakeholders, including credit teams, risk management, and other business units.
- Perform other duties as assigned to support the credit risk management function.
- Strong analytical and problem-solving skills with the ability to identify improvement opportunities and trends.
- Excellent communication and interpersonal skills to effectively collaborate with stakeholders.
- Ability to work in a team environment and prioritize multiple tasks simultaneously.
- Competency with credit systems, such as CRT, SRS, Neurotech, ELS, and Total Check.
- Knowledge of Power BI, SAS, and Microsoft Office is desirable.
At GM Financial, we value our employees' well-being and offer a range of benefits to support their work-life balance. These include extended maternity and paternity leave, personal days, and community investment hours. In Colombia, additional benefits include health care, life insurance, employee fund, and funeral services.
We are committed to diversity and inclusion at every level of our organization and do not discriminate against any applicant or employee based on race, color, age, gender, marital status, national origin, religion, sexual orientation, gender identity, disability, or any other characteristic that undermines human dignity and aims to nullify or impair people's rights and freedoms.