Business Analytics Analyst

hace 2 meses


Bogotá, Colombia World Business Lenders, LLC A tiempo completo

About World Business Lenders (www.wbl.com)

World Business Lenders (WBL) provides general purpose short-term real estate collateralized commercial loans to a broad customer base comprised of small and medium sized businesses throughout the United States that lack access to traditional funding.

This is a Contract/Consultant position. Generally, working hours will be 9:00am-6:00pm Eastern Time, Monday through Friday, although hours worked may be greater based upon operational requirements. The job requires excellent oral and written command of the English language. 

Responsibilities: 

  • Assist in the Data Analytics, Business Intelligence, and Loan Servicing functions within the company.
  • Support the development and implementation of comprehensive reporting suites across the organization.
  • Contribute to the development of financial models and algorithms to analyze loan level and overall portfolio credit risk, identifying patterns, correlations, and sensitivities among portfolio variables.
  • Assist in constructing pricing models for loan amortization schedules.
  • Maintain the integrity of the loan records with the loan administration system.
  • Prepare, analyze, and interpret monthly financial results.
  • Monitor and support the management of mortgage and title policy for loan portfolios.
  • Assist in identifying, analyzing, and documenting client portfolio risk and risk mitigating factors.
  • Prepare loan monitoring reports on a regular schedule to review overall asset quality, including performance against original underwriting expectations.
  • Generate monthly and quarterly financial reports, tracking actuals vs. budget/forecast for key metrics.
  • Prepare cash flow forecasts and various long-term financial and statistical projections for strategic planning.
  • Generate aging reports, showing the delinquency status and payment performance.
  • Conduct periodic reviews and analyses of underwriting expectations post-funding: categorize exception distribution, rationale, and justifications; issue monthly executive-level exception reports to validate compliance with the underwriting policy and procedure.
  • Support financial and functional due diligence requests for corporate transactions.
  • Assist with other projects and duties as assigned by the Business Analytics Manager.

Requirements

  • Bachelor’s degree or equivalent in Accounting, Finance, Mathematics, Business Administration or a related field.
  • 3-5 years progressive experience in financial analysis/modeling in the financial lending or mortgage industry.
  • Solid knowledge of the principles of general business, accounting, quantitative analysis and finance.
  • FP&A experience desirable.
  • High degree of proficiency in Excel, including complex financial analysis/modeling, VBA/macros, relational databases and SQL.
  • Excellent English fluency, both written and verbal.

Benefits

  • Contract/Consultant position
  • DOE
  • 11 US Paid Holidays

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