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Product Lead Debit Cards

hace 3 semanas

Colombia Plata Card A tiempo completo


Our Product team is building the core financial products that define how customers interact with Plata on a daily basis. Debit Cards and Savings
Accounts are at the heart of this experience — they are the primary entry point, the main store of value, and the foundation for long-term customer
engagement and monetization.

In Colombia, we are starting from scratch. Your mission will be to design, launch, and scale Plata's Debit Card and Savings Account products end-to-end, while reusing and adapting the technologies, integrations, and operating models that already work successfully in Mexico.

This is a true product leadership role with strong ownership across customer experience, regulatory alignment, unit economics, and operational execution.
You will define the product strategy and roadmap, lead cross-functional execution, and be accountable for outcomes — not just outputs.

Challenges that await you:



Own the end-to-end Debit & Savings product lifecycle for Colombia

From regulatory design and product definition to launch, growth, and optimization — you will be responsible for the full journey:

  • Debit card proposition: virtual + physical cards, limits, controls, fees, and everyday usage
  • Savings accounts: balance management, interest logic (if applicable), liquidity rules, and customer incentives
  • First transaction, first deposit, and long-term active usage
  • Alignment with local regulatory requirements (SEDPE / financial regulation

Build and scale core Debit Card capabilities

  • Define card features and controls: limits, freezes, replacements, PIN management, security settings
  • Own card lifecycle flows: issuance, activation, usage, disputes, chargebacks, and blocking
  • Work closely with processing, ledger, and risk teams to ensure reliability and scalability
  • Continuously improve card usage, transaction success rate, and customer trust

Launch and optimize Savings Accounts

  • Design the savings value proposition (yield, liquidity, rules, incentives)
  • Define account behaviors: deposits, withdrawals, transfers, balance visibility
  • Optimize customer flows from onboarding to first deposit and recurring usage
  • Partner with Finance and Risk to ensure healthy unit economics and balance growth

Be the owner of metrics

You will define, monitor, and continuously improve key metrics, including:

  • Card activation and usage rate
  • Savings account adoption and balance growth
  • First deposit conversion and time-to-value
  • Transaction success rate and error rates
  • Cost to serve and unit economics per active customer
  • Customer satisfaction (NPS, CSAT) for core financial journeys

You will run experiments (A/B tests, pricing tests, UX changes) to continuously improve performance

Manage and grow a cross-functional product team

  • Lead a team that may include Product Managers, Business Analysts, and Engineers
  • Set clear goals and success metrics
  • Build strong product discovery and delivery processes
  • Create a culture of ownership, accountability, and continuous improvements

What makes you a great fit:

  • 5+ years of experience in Product Management, in fintech, payments, banking, or financial infrastructure
  • Proven hands-on experience working with the Colombian market
  • End-to-end ownership of Debit Card products (virtual & physical): issuance, activation, usage, disputes, chargebacks
  • Hands-on experience with Savings Accounts or similar store-of-value products
  • Ability to design propositions balancing UX, compliance, risk, and unit economicsPractical experience launching, scaling, or operating payments / transfers products specifically in Colombia
  • Excellent analytical and communication skills, with ability to translate data into actionable insights
  • Fluent in English
Our ways of working:
  • Innovative Spirit: A commitment to creativity and groundbreaking solutions
  • Honest Feedback: valuing open, transparent communication
  • Supportive Team: a strong, collaborative community
  • Celebrating Achievements: recognizing our wins together
  • High-Tech Environment: a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances


Our benefits:
  • Relocation support to one Colombia  — with assistance for the employee and their family
  • Flexible work from one of our offices or remote
  • Healthcare Coverage
  • Education Budget: Language lessons, professional training and certifications
  • Wellness Budget: Mental health and fitness activity reimbursements
  • Vacation policy: 20 days of annual leave and paid sick leave