Senior Csr Manager

**Company Description**
Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

The primary responsibility of the Senior Credit Risk Manager is to protect the Visa from settlement losses by ensuring that settlement risk issues are appropriately identified and mitigated. The Senior Credit Risk Manager will have the opportunity to participate in the broader scope of credit risk management by analyzing and monitoring existing Visa clients (mainly Financial Institutions and increasing number of Corporates) and recommending credit rating assignments for new clients. In addition, the position will work closely with various key internal and external stakeholders that participate in the Visa payment system.

The Miami based position will report directly to the VP, LAC Head of Credit Settlement Risk. As part of an extended Global Team, the Senior Credit Risk Manager will also be involved in managing and implementation of the Global Credit Settlement Risk Policy.

**Essential Functions**
- _ Perform credit analysis of new and existing clients to ensure that risk assessments are properly conducted to identify risk exposures to Visa_
- _ Identify and monitor countries and regional clients that may cause concern and implement appropriate risk mitigation strategies_
- _ Respond to ad hoc queries, analytics requirements and/or support regulatory framework defined to address growing expectations from regulators and industry with primary focus in Brazil and Andean (Colombia, Ecuador, Venezuela, and Peru)_. _
- _Partner with business and functional teams to engage effectively with government stakeholders, to foster sound conditions to operate, and maintain compliance with Credit Settlement Risk requirements to ensure positive outcomes with regulator in full alignment with local and Regional leaders. _
- _Actively engage and work closely with both internal and external Senior Management to develop strategies that support business growth while addressing risk concerns_
- _ Diligently monitor client exposures while working with collateral administration to action collateral shortfalls _
- _Anticipate client defaults (as far as possible) and manage client defaults in such a manner as to minimize risk exposure to Visa by implementing appropriate risk mitigation strategies _
- _Ensure that Credit Settlement Risk issues are adequately identified and mitigated for all Visa products_

This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager.

**Qualifications**
Basic Qualifications
- 8 or more years of work experience with a Bachelor’s Degree, or at least 5 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD or MD), or a minimum of 2 years of work experience with a PhD

Preferred Qualifications
- 9 or more years of work experience with a Bachelor’s Degree, or at least 7 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD or MD), or a minimum of 3 years of work experience with a PhD
- Able to demonstrate expertise in credit analysis and ability to develop processes and controls to provide management assurance of risk mitigating controls
- Ability to clearly articulate results after analyzing large scales of data to senior management as the basis for making key credit decisions
- At least 5 to 7 years of relevant experience in analyzing corporate counterparty credit risk and financial institutions
- Be analytical, organized, accurate and detail-oriented with fact-based discipline
- Fluent, both written and verbal, in English, Spanish and Portuguese are required.
- Excellent verbal and written communication skills with the ability to present clear and concise recommendations to management
- Able to work independently and as part of the team and manage multiple tasks simultaneously in a changing environment with a high degree of accuracy and detail
- Ability and willingness to take initiative on new projects and work well in a team environment
- Visa or other payment industry knowledge a plus
**Additional Information**
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.