Financial Analyst

**Company Description**
Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

The Consumer Products LAC team is responsible for developing and delivering the future of payments in Latin America and the Caribbean. The Financial Analyst will play a pivotal role in ensuring financial alignment across all benefits operations. This position focuses on tracking and managing expenses associated with benefits, developing detailed Profit & Loss (P&L) analyses, and working as a liaison between the Product, Benefits, and Finance teams. The role is critical for providing insights into the financial performance of partnerships and ensuring the team meets its financial targets.

**Responsibilities**:

- Oversee financial planning and tracking for benefits operations, ensuring all expenses align with the defined budget
- Lead benefits revenue and expense budgeting by analyzing trends, incorporating priorities and challenges and driving cross-functional collaboration to balance global targets and market realities
- Act as a liaison between the Benefits team and Finance to maintain an accurate and detailed P&L for the business
- Manage billing, setup, and related controls for all benefit partnerships in a consistent and standardized manner, including purchase order tracking, top-up approvals, and financial compliance
- Collaborate with Sourcing, Controllership, Accounts Payable, and Finance to track and optimize the budget, expenses, and forecasts
- Provide actionable data-driven insights into costs, redemptions, and overall financial performance of benefit programs
- Ensure accurate reconciliation of invoices and cost allocations within the P&L
- Develop and maintain dashboards and reports to track financial performance of partnerships
- Coordinate with internal tools and systems to align benefit utilization with expenses
- Provide monthly reports showcasing the financial performance of each benefit partnership, including breakdowns by region or country
- Prepare internal monthly business reviews (MBRs) and quarterly business reviews (QBRs) to present financial outlooks and performance trends
- Serve as the primary Finance contact to ensure seamless communication and alignment on financial matters
- Collaborate with benefit vendors and internal teams to streamline processes and improve cost efficiencies
- Leverage AI tools to optimize processes, enhance reporting accuracy, and better serve markets with timely insights and input

This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager.

**Qualifications**
- Bachelor’s degree in Finance, Business Administration, Economics, or a related field (MBA preferred)
- 3+ years of experience in financial planning, product analysis, or benefits operations
- Strong knowledge of financial systems and data visualization tools
- Experience in handling P&L statements and budget tracking in a corporate setting
- Excellent analytical, organizational, and communication skills
- Familiarity with payment products, financial benefits, or similar industries
- Excellent project management, communication, and analytical skills
- Proficiency in advanced Excel functions, PowerPoint, and financial modeling
- Ability to work across teams and communicate complex financial data effectively
- Interpersonal and leadership skills to influence and build credibility. Team oriented, collaborative and flexible
- Fluent/native in English and Spanish, Portuguese is a plus

**Additional Information**
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.