Control Desk

**Ready to accelerate your career?**:
Clara is the fastest-growing company in Latin America. We've built the leading solution for companies to make and manage all their payments. We already help over 20,000 large and growing businesses operate with agility and financial clarity through locally issued corporate cards, bill pay, financing, and a powerful B2B platform built for scale.

Clara is backed by some of the most successful investors in the world, including top regional VCs like monashees, Kaszek, and Canary, and leading global funds like Notable Capital, Coatue, DST Global Partners, ICONIQ Growth, General Catalyst, Citi Ventures, SV Angel, Citius, Endeavor Catalyst, and Goldman Sachs - in addition to dozens of angel investors and local family offices.

We’re building the financial infrastructure that powers high-performing organizations across the region. We invite you to join us if you want to be part of a fast-paced environment that will accelerate your career and support you to do some of the best work of your life alongside a passionate and committed team distributed across the Americas.

**What you'll do**:
We're looking for a **Control Desk & Credit Analyst** to join our Credit team and help us maintain the integrity of Clara’s credit decision-making processes. In this role, you'll ensure that every prospect meets our compliance standards, conduct in-depth financial analyses, and contribute to continuous process improvements.

You will:

- Verify that all prospects comply with legal, cash flow, credit score, and risk assessment requirements
- Manage onboarding processes, including **KYC**, **KYB**, **AML** checks, credit score validation, and credit origination
- Analyze customer financial conditions and assess creditworthiness
- Propose credit limits based on risk analysis
- Review and challenge first-line credit risk models
- Identify, propose, and implement process improvements
- Support credit bureau audits and operational improvement initiatives
- Collaborate closely with the **Sales** team to address customer credit needs

**Who you are**:

- We’re looking for someone who meets the minimum requirements to be considered for the role. The preferred qualifications are a bonus, not a requirement._

**Must haves**:

- At least 2 years of experience in credit or collection activities
- Working proficiency in English and Spanish (English will be evaluated)
- High analytical and problem-solving skills
- Demonstrated ability to perform both detailed quantitative and qualitative analyses
- Comfortable working under pressure and handling repetitive tasks in a fast-paced environment
- Proficiency in **Google Sheets** (filters, pivot tables, formulas)

**Nice to haves**:

- Experience with **Google Drive**, **Hubspot**, or **Zendesk**
- Ability to create flowcharts and presentations
- Adaptability to shifting priorities and short-term deliverables
- Interest in or experience with AI tools to automate workflows
- Basic Portuguese or willingness to learn

**Why join Clara**:
At Clara, you’ll have the autonomy, speed, and support to make meaningful impact — not just on your team, but on how organizations are run across Latin America.

**Who we are**:

- We’re the leading **B2B fintech for spend management** in Latin America.
- Certified as one of the world's fastest-growing companies, a **Great Place to Work**, and a **LinkedIn Top Startup**.
- Passionate about making Latin America more prosperous and competitive.
- Constantly innovating to build financial infrastructure that enables each of our customers to thrive.
- Product-led, high-talent-density culture — designed for builders who raise the bar.
- Proud of our open, inclusive, and values-driven environment.

**What we believe in**:

- **#Clarity.** We say things clearly, directly, and proactively.
- **#Simplicity.** We reduce noise to focus on what really matters.
- **#Ownership.** We take responsibility and never wait to be told.
- **#Pride.** We build products and experiences we’re proud of.
- **#Always Be Changing (ABC).** We grow through feedback, risk-taking, and action.
- **#Inclusivity.** Every voice counts. Everyone contributes to our mission.

**What we offer**:

- Competitive salary and stock options (**ESOP**) from day one
- Multicultural team with daily exposure to **Portuguese, Spanish, and English** (our corporate language)
- Annual learning budget and internal accelerated development paths
- High-ownership environment: we move fast, learn fast, and raise the bar — together
- Smart, ambitious teammates — low ego, high impact
- Flexible vacation and **hybrid work model** focused on results

**Clara’s Hybrid Policy**:
Claridians in a hybrid mode split their time between working from the office, talking to or visiting customers, or working from home. This hits a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility about how to do this in a way that makes sense for e