Finance Manager

**About PayJoy**

PayJoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. We lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud AI allow us to offer the lowest cost and qualify the most customers in the industry. As of 2024 we have brought billions of dollars in credit to 12 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term.

**This role**

The Finance Manager is responsible for supporting our financial planning, budgeting, and forecasting processes using Oracle’s Planning and Budgeting Cloud Service (PBCS).

**Responsibilities**:

- PBCS Management
- Oversee the implementation, maintenance, and optimization of Oracle PBCS to support financial planning, budgeting, and forecasting processes.
- Ensure accurate and timely data integration between PBCS and other financial systems.
- Manage system upgrades, troubleshoot issues, and implement process improvements within PBCS.
- Collaborate with IT and external vendors to manage system customizations and enhancements.
- Identify and implement process improvements to enhance the accuracy and efficiency of financial planning and reporting.
- Leverage PBCS to automate manual processes and reduce cycle times for budgeting, forecasting, and reporting.
- Stay current on industry best practices and technological advancements in financial planning systems.
- Financial Planning & Analysis (FP&A)
- Support the annual budgeting, monthly/quarterly forecasting, and long-range financial planning processes.
- Develop financial models to support strategic planning, scenario analysis, and investment decisions.
- Work closely with business leaders to align financial forecasts with operational objectives and market trends.
- Provide ad hoc financial analysis to support key business decisions.

**Requirements**:

- Bachelor’s degree in Finance, Accounting, Economics, IT, or related field.
- Strong experience with Oracle PBCS (or similar EPM tools), including configuration, data integration, and reporting.
- 5+ years of experience in financial planning & analysis, budgeting, forecasting, and financial reporting, in a fast-paced, high-growth environment.
- Advanced knowledge of financial modeling and analysis techniques.
- Strong understanding of corporate finance, accounting principles, and financial reporting standards (GAAP).
- Excellent communication and presentation skills, with the ability to work cross-functionally and influence stakeholders.
- Strong analytical mindset with a keen attention to detail and a proactive approach to problem-solving.
- Ability to manage multiple projects and prioritize tasks in a fast-paced environment.

**Benefits**:

- $2,000 USD annual Coworking Travel allowance
- $2,000 USD annual Professional Development allowance
- $500 USD annual Fitness allowance
- $500 USD Phone Finance allowance
- $250 USD Home Office equipment allowance
- $200 USD Headphone allowance

PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.