Health Medical Underwriter

hace 2 meses

Medellín Antioquia, Colombia ttg Talent Solutions A tiempo completo

**Job Title**: Health Insurance Medical Underwriter
**Location**: Medellin
**Employment Type**: Full-Time, Hybrid. Monday to Friday

**Job Purpose**

**Key Responsibilities**
- **Review Medical History**: Analyze the pertinent medical history of new and existing applicants to assess the degree of risk and decide on policy issuance.
- **Provide Insurability Options**: Recommend coverage options within the company’s parameters, claims costs, and plan availability.
- **Client & Agent Communication**: Answer questions from agents and policyholders regarding products, exclusions, and claims decisions. Provide expert medical opinions when necessary to address cases of fraud or misrepresentation.
- **Collaboration**: Work effectively with field representatives, medical personnel, and other teams to obtain additional information as needed for proper risk evaluation.
- **Daily Operations**: Handle complex underwriting tasks with mínimal supervision, analyze results, and make informed recommendations based on findings.
- **Confidentiality Compliance**: Ensure that all client and medical information remains confidential and adheres to privacy standards.
- **Continuous Learning**: Stay updated on new medical developments to improve underwriting effectiveness.

**Minimum Qualifications**
- **Education**: Medical Degree
- **Experience**: Minimum of 2 years as a medical underwriter in a health or life insurance setting
- **Medical Expertise**: Solid understanding of medical conditions and their impact on insurability
- **Market Experience**: Familiarity with the Latin American insurance market
- **Languages**: Proficient in Portuguese, Spanish, and English
- **Technical Skills**: Proficient in Microsoft Office Suite (Excel, Word, Outlook)
- **Soft Skills**:

- Strong interpersonal and communication skills
- Excellent judgment and problem-solving abilities
- Detail-oriented, proactive, and self-motivated
- Effective planning and organizational skills
- Collaborative team player
- and substance-free workplace to ensure the safety and well-being of all employees.**

At ttg, "**We believe in making a difference One Person at a Time,**" ttg OPT.

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