Analista de Crédito- Presencial

**WELCOME TO OLX**

**At OLX, we shape the future of trade to unlock the hidden value in everything.**

We help people buy and sell cars, find housing, get jobs, buy and sell household goods, and much more, all via our network of trading platforms. Our 10,000 colleagues help to serve 300 million people around the world every month, through 20 well-loved local brands such as OLX Autos, Otomoto, and Property24.

En OLX Autos nos encontramos en la búsqueda de un Analista de Crédito para trabajar en nuestra oficina en Bogotá.

Como
**Analista de Crédito** estarás a cargo de otorgar créditos para vehículos cuidando de nuestras políticas de financiación siguiendo procesos de prescoring, radicación de documentos, consulta de buró, así como del análisis de capacidad de pago.

**Requisitos**:

- Al menos 3 años de experiência en el sector financiero en entidades de primer piso.
- Experiência en otorgamiento de financiación de personas naturales (Créditos de consumo, vehículos, tarjetas de crédito, hipotecas)
- Conocimiento en el análisis de la situación financiera de personas naturales, lectura de extractos bancarios, consulta buro de crédito y capacidad de endeudamiento.

**¿Cuáles serán tus responsabilidades?**:

- Controlar el debido proceso de prescoring, parámetros mínimos de aceptación, radicación, buro, análisis, capacidad de pago y recomendación.
- Analizar toda la documentación soporte de los clientes solicitantes personas naturales de financiación vehicular y recomendar su aprobación, rechazo o pendiente.
- Alimentar el aplicativo de Retail con los datos del solicitante deudor, deudor solidario y codeudor como la garantía vehicular que se va a financiar.
- Consultar y analizar información como Fosyga, Procuraduría, Contraloría, registraduría, entre otras.
- Calcular capacidad de pago actual y futura del solicitante en función del ingreso disponible.

**¿Qué podemos ofrecerte?**:

- Seguro de Vida
- Medicina Prepagada
- Acceso Ilimitado a plataforma de capacitación Online My Academy con acceso a más de 1000 cursos.
- Asesoría financiera, legal y psicológica.

**Why join OLX?**
- At OLX, we unlock value in our people. We invest in ourselves and each other to reach our full potential. We avoid bureaucracy and empower our teams to innovate; with opportunities, training, and leadership behaviors a focus for all. Our commitment to inclusion ensures we listen to a diverse range of voices when making decisions. And, we combine the spirit and agility of a startup with our global scale and the backing of Prosus, one of the largest consumer internet groups in the world.
- We also unlock value for our stakeholders. We are proud of the positive contribution we make to our planet, by enabling more conscious consumption and helping the world make the most of its limited resources through more efficient trade.
- And last but not least, we love to unlock value for our customers. Every single month, over 300 million people use our platforms to easily, safely, and conveniently find their perfect home, buy or sell a car, find a great job, sell things they no longer need, or strike a great deal on something they need. And we help thousands of entrepreneurs and businesses find their customers too.

**Diversity, Equity and Inclusion at OLX**
- If you do not meet every single requirement for this role, we would still encourage you to apply. At OLX, we are committed to creating a high performing diverse, inclusive and authentic workplace, we know that we get the best results when we have the broadest range of knowledge, backgrounds, and experiences in our team, and we believe you are at your best when you can bring your whole self to work.
- We will strive to accommodate all necessary adjustments to support your interview success - please speak to your recruiter about any of these requirements.- Please refer to our _
- Privacy Statement_