Sr. Managed Risk Analyst

Company Description
Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.

When you join Visa, you join a culture of purpose and belonging - where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world - helping unlock financial access to enable the future of money movement.
**Join Visa: A Network Working for Everyone.**

Job Description**
COMPANY DESCRIPTION**

At Visa, your individuality fits right in. Working here gives you an opportunity to impact the world, invest in your career growth, and be part of an inclusive and diverse workplace. We are a global team of disruptors, trailblazers, innovators and risk-takers who are helping drive economic growth in even the most remote parts of the world, creatively moving the industry forward, and doing meaningful work that brings financial literacy and digital commerce to millions of unbanked and underserved consumers.

**You're** an Individual. **We're** the team for you. **Together**, let's transform the way the world pays.

ABOUT MANAGED RISK

The mission of the Managed Risk Services (MRS) organization is to be the unrivaled advisor for global payment fraud management, and our vision is to be the most valuable partner in lasting client relationships.

We strive to maintain unrivaled relationships with the merchants, partners, and financial institutions (FIs) that we interact with on a daily basis. MRS is a necessary extension of our clients’ teams that allows them to reach their full potential. In risk management, our people are the differentiator. We are passionate about the continued success of our customers and take pride in their accomplishments as a team. We have a collaborative and supportive culture that keeps everyone motivated.

**SR. RISK MANAGEMENT ANALYST**

**Job Description**:
The Sr. Risk Management Analyst will help Visa and Cybersource clients manage the risk of taking payments (predominantly credit and debit card) online. This will include analyzing order data to identify emerging fraud trends, developing strategies to mitigate these trends, and working closely with Cybersource clients to implement these strategies using a combination of Visa, Cybersource, and industry tools.

Essential Functions
- Work with ~12-15 different ecommerce merchants to help them manage Cybersource risk management products to prevent online card fraud.
Take a proactive approach to staying up-to-date with product developments by monitoring code release notes and knowledge sharing within the team.
- Analyze transaction data with a view to optimizing risk management strategies for clients.
- Produce regular, detailed reports that clearly explain to clients the performance of current risk management strategies, and if appropriate, how these can be improved.
- Maintain a detailed knowledge of industry best practices and emerging trends and technologies within payment risk management.
- Deliver occasional training sessions to clients on the use of Cybersource risk products. This may be done over the phone or involve giving presentations, product demonstrations, or whiteboard sessions.
- Independent decision making required on daily basis.
- Required to interpret and analyze complex transaction data and identify patterns and trends, and make independent decisions on fraud screening configuration for merchants based on this work.
- Must be keenly aware of the responsibility involved in such a position, given that their recommendations for fraud screening configuration changes will affect which transactions are accepted or rejected by the ecommerce merchant.
- Occasional to frequent travel required for onsite training, assistance with implementations or periodic business review presentations.

ADDITIONAL INFORMATION

Work Hours
- The Sr. Risk Management Analyst must make themselves available during core business hours. Visa is supportive of flexible work arrangements. We view flexibility as a two-way street. We provide flexible work options to support employees in achieving personal and professional goals, and we expect employees to be flexible in order to ensure we are always meeting the needs of the business.

Travel requirements
- This position requires the Sr. Risk Management Analyst to travel for work up to 25% of the time. For international travel, a valid Passport is required.

Physical Requirements
- This position will be performed in an office setting. The position will require the Sr. Risk Management Analyst to sit and stand at