Operational Risk Auditor

Join to apply for the Operational Risk Auditor role at Addi . About Addi We are a leading financial platform, building the future of payments, shopping, and banking—a world where consumers and merchants can transact effortlessly and grow together. Today, we serve over 2 million customers and partner with more than 20 000 merchants, making Addi Colombia’s fastest‑growing marketplace. With a state‑of‑the‑art, technology‑first approach, we provide banking solutions (deposits, payments, unsecured credit) and commerce services (e‑commerce, marketing), bridging the financial gap for millions and redefining how people experience financial freedom. In the past year, we have also achieved profitability, reinforcing the strength of our business model and our ability to scale sustainably. Our mission has earned the trust of world‑class investors, including Andreessen Horowitz, Architect Capital, GIC, Goldman Sachs, Greycroft, Monashees, Notable Capital, Quona Capital, Union Square Ventures, Victory Park Capital, and more, who back our vision for the future. About The Role This is where you come in. Below, you’ll find what this role is all about—the impact you’ll drive, the challenges you’ll tackle, and what it takes to thrive at Addi. If you’re ready to be part of something big, keep reading. What’s The Mission You’ll Drive Independently evaluate and strengthen Addi CF’s Internal Control System by executing risk‑based audits of operational processes, SARLAFT, and consumer protection (SAC). Acting as a strategic partner to ensure regulatory compliance with the Superintendencia Financiera de Colombia (SFC) while supporting the company’s mission to scale a transparent and secure financial ecosystem. What You Will Do Complete 100% of assigned audits on time—including SAC, SARLAFT, operational risk, and CX‑related audits within the annual internal audit plan—providing high‑quality, actionable recommendations that strengthen the Internal Control System and are formally accepted by management within 15 calendar days. Validate 100% of SARLAFT, operational risk, and SAC regulatory reports submitted to the SFC or UIAF, ensuring Addi CF Administration meets submission deadlines and maintains information accuracy in each report. Upload 100% of completed working papers to the Internal Audit application before issuing final reports to audited areas, ensuring the integrity and quality of all documentation. Track and proactively monitor all corrective action plans for operational risk, SAC, SARLAFT, and CX‑related audits—including both internal audits and external oversight bodies—as outlined in the annual internal audit plan; achieving at least 85% compliance. What We’re Looking For Proven Internal Audit Expertise in a Regulated Financial Environment: 3–5 years of progressive experience in internal audit, external audit (with emphasis on financial services/banking clients), or non‑financial risk management (SARO, SARLAFT, and SAC) in banking, financial services, or fintech sectors. Direct or indirect experience in the operation and/or audit of SARLAFT compliance areas and operational processes at regulated national and international financial institutions. In‑depth knowledge of internal audit principles, methodologies, and standards, as well as risk management definitions established by the Superintendencia Financiera de Colombia—specifically the SIAR (Comprehensive Risk Management System), SARLAFT, SAC, and regulatory reports required of regulated financial institutions. Knowledge of financial products and their management, including savings accounts, certificates of deposit (CDs), investment portfolios, and loans. Outstanding Problem‑Solving & Analytical Thinking Capabilities: Demonstrated ability to identify significant control weaknesses, develop practical recommendations that add value, and effectively monitor their implementation by Senior Management—strengthening the Internal Control System. Experience supporting the Internal Audit Manager in preparing and delivering clear, concise, and impactful audit reports and presentations to Senior Management, the Risk Committee, and the Audit Committee. Regulatory Knowledge & Compliance Acumen: Proven experience auditing risk management systems related to SARLAFT (Anti‑Money Laundering and Counter‑Terrorist Financing System), operational risk, and financial consumer services in entities regulated by the Financial Superintendency of Colombia. Strong knowledge of regulations applicable to financial institutions in Colombia, and of the operations Addi CF will carry out related to savings products, investment portfolios, and credit. Strong orientation toward teamwork and applying data analysis and artificial intelligence to audit processes. Solid Communication & Stakeholder Management Skills: Communicates audit findings and recommendations clearly and concisely—both verbally and in writing—to diverse audiences, including senior management, process owners, and the Internal Audit Manager. Builds collaborative relationships while maintaining independence and objectivity. Manages relationships effectively with process leaders by leveraging experience and applying best practices in financial sector risk management and regulatory compliance. Exceptional Ownership & Initiative: Takes ownership of assigned audit projects according to the Annual Audit Plan, anticipates needs, identifies improvement opportunities, and acts proactively. Supports colleagues' audits within the Internal Audit area, providing insight into how validation findings impact the Entity's operational risk management. Proactively identifies emerging risk areas based on industry trends or regulatory changes, proposing additional audits or new approaches to scheduled audits when necessary. Remains available to support any work required by the Internal Audit area, in line with the area's functions and mandate. Why Join Us? Work on a problem that truly matters – We are redefining how people shop, pay, and bank in Colombia, breaking down financial barriers and empowering millions. Your work will directly impact customers' lives by creating more accessible, seamless, and fair financial services. Be part of something big from the ground up – This is your chance to help shape a company, influencing everything from our technology and strategy to our culture and values. You won’t just be an employee—you’ll be an owner. Unparalleled growth opportunity – The market we’re tackling is massive, and we’re growing faster than almost any fintech lender at our stage. If you’re looking for a high‑impact role in a company that’s scaling fast, this is it. Join a world‑class team – Work alongside top‑tier talent from around the world, in an environment where excellence, ownership, and collaboration are at the core of everything we do. We care deeply about what we build and how we build it—and we want you to be a part of it. Competitive compensation & meaningful ownership – We believe in rewarding our talent. You’ll receive a generous salary, equity in the company, and benefits that go beyond the basics to support your growth. How the Hiring Process Looks Like Step 1: People Interview (30 min) – A conversation with a recruiter to get to know you, your experience, and what you're looking for. We’ll also share more about Addi, our culture, and the role. Step 2: Initial Interview (45 min) – A more in‑depth conversation with the hiring manager, where we explore your skills, experience, and problem‑solving approach. We want to understand how you think and work. Step 3: Deep Dive Interview (30 min) – You'll meet future colleagues and cross‑functional team members to get a feel for how we work together. We’re looking for strong contributors and cultural fits, so bring your questions, too Step 4: Case Study (3–5 days) – You may receive a real‑world challenge or case study to complete. This is a chance to showcase your expertise and how you approach key problems relevant to the role. Step 5: Co‑Founder Interview – If there’s a strong match, you’ll have a final conversation with our Founder to align on expectations, cultural fit and ensure readiness for the role. Seniority level Mid‑Senior level Employment type Full‑time Job function Accounting/Auditing and Finance #J-18808-Ljbffr