Us Mortgage Pre-underwriter
hace 6 meses
**Location**: Fully Remote (**_Applicants must be based in Colombia_**_)_**
**Shift**:Full Time or Part Time, US Pacific Working Hours
** MUST HAVE 3 YEARS OF RECENT US MORTGAGE EXPERIENCE **
**Company Overview**
**Role Overview**
**Key Responsibilities**:
- ** Investor Guidelines Mastery**: Maintain an expert understanding of investor guidelines to ensure compliance across all loan files, especially focusing on Jumbo and non-QM loan products.
- ** Complex Financial Analysis**: Perform detailed financial analyses to assess borrowers' income stability, reliability, and overall creditworthiness, involving varied income sources and complex financial documentation.
- ** Verification Management**: Oversee the ordering and reviewing of essential verifications such as employment checks, credit supplements, and tax transcripts, in alignment with findings from automated underwriting systems.
- ** Quality Control and Reporting**: Produce detailed quality control reports that identify issues, document potential problems, and suggest corrective actions to enhance the loan approval process.
- ** Collaborative Team Support**: ServeAct as a key resource for the loan processing team, assisting with document preparation, discrepancy resolution, and submission readiness.
**Required Skills and Qualifications**:
- A minimum of 3 years of recent experience in US mortgage pre-underwriting, particularly with Jumbo and non-QM loans.
- Exceptional knowledge of investor guidelines and a proven track record in managing compliant loans.
- Advanced proficiency in financial income analysis, with the ability to interpret complex data and extract meaningful insights.
- Proficient with major Loan Origination Systems (LOS) and a strong understanding of current mortgage regulations.
- Excellent organizational skills, meticulous attention to detail, and a systematic approach to problem-solving.
- Outstanding communication skills for effective internal collaboration and clear documentation.
**Why Choose CoreBridge Solutions?**
- Join a dynamic and forward-thinking remote team.
- Real opportunities for professional growth and learning.
- A supportive and balanced work culture that values both team success and individual well-being.
**What We Offer**:
- A genuine commitment to work-life balance with the flexibility of remote work.
- Competitive compensation package, including regular salary reviews and performance and attendance-based bonuses.
**We Champion Diversity**
At CoreBridge Solutions, diversity is more than a goal—it's the cornerstone of our success. We are dedicated to fostering an inclusive environment that celebrates the unique backgrounds of all our team members.
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