Senior Software Engineer

PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.

This role

We are looking for a Senior Software Engineer to design, develop, and maintain scalable, secure, and high-performance applications. The ideal candidate has strong experience building backend services with Django, developing modern web applications with Vue.js, designing RESTful APIs, and implementing microservices that support high-volume, mission-critical systems.

PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.

This role

We are looking for a Senior Software Engineer to design, develop, and maintain scalable, secure, and high-performance applications. The ideal candidate has strong experience building backend services with Django, developing modern web applications with Vue.js, designing RESTful APIs, and implementing microservices that support high-volume, mission-critical systems.

Responsibilities

• Design, develop, test, deploy, and maintain scalable applications using Django and Vue.js
• Build and maintain RESTful APIs, microservices, and integrations with internal and external systems
• Design, optimize, and maintain PostgreSQL databases, ensuring performance, scalability, and data integrity
• Collaborate closely with Product, Design, QA, and Engineering teams to deliver high-quality software solutions
• Participate in architecture discussions, code reviews, testing, and Agile ceremonies
• Write clean, maintainable, well-documented code and contribute to continuous improvements in engineering practices
• Mentor other engineers and support knowledge sharing across the team

Requirements

• Bachelor’s degree in Computer Science, Software Engineering, or a related technical field
• 7+ years of professional experience as a Software Engineer
• Strong proficiency in software engineering principles, design patterns, and modern development practices
• Strong experience developing backend applications using Python
• Experience building scalable backend services, RESTful APIs, and distributed systems
• Strong experience working with relational databases such as PostgreSQL, MySQL, or similar SQL databases, including schema design, query optimization, and performance tuning
• Experience developing frontend applications using Vue.js and modern JavaScript
• Experience designing and implementing microservices and service-oriented architectures
• Experience integrating internal and third-party APIs
• Proficiency with Git for version control
• Experience working with Docker and Kubernetes
• Experience with automated testing, test-driven development (TDD), and code reviews
• Experience documenting software functionality and reviewing the work of other engineers

Benefits

• Bachelor's degree in Computer Science, Software Engineering, or a related technical field
• 7+ years of professional experience as a Software Engineer
• Strong experience with Django, PostgreSQL, Vue.js, REST APIs, and microservices
• Experience with Docker, Kubernetes, Git, and CI/CD pipelines
• Experience with automated testing, Test-Driven Development (TDD), and code reviews
• Experience building scalable, high-performance applications and working with distributed systems
• Experience in Payments, FinTech, or other high-volume transactional environments is highly d