Financial Consultant

Schedule: Monday to Friday (PST Time Zone)

About the Role:

We are seeking a Financial Consultant to support small businesses in securing loans ranging from $50,000 to $5,000,000. This role involves assessing financial statements, evaluating credit risk, and ensuring compliance with underwriting guidelines. The ideal candidate has a strong background in financial analysis, market research, and business strategy, with the ability to guide clients through the loan approval process.

Responsibilities:

• Analyze financial statements, tax returns, and credit reports to assess business viability.
• Evaluate financial health and creditworthiness of loan applicants, identifying risks and opportunities.
• Review and validate business documentation, including financial projections, bank statements, and legal records.
• Conduct market research and financial analysis to provide data-driven recommendations.
• Collaborate with lending partners and business owners to ensure accurate loan structuring and compliance.
• Maintain clear and proactive communication with clients throughout the loan process.
• Ensure efficient and organized loan processing, maintaining detailed documentation.

Requirements:

• Experience in financial analysis, risk assessment, and business consulting.
• Ability to read and interpret Profit & Loss Statements and Balance Sheets.
• Knowledge of data analysis tools for financial modeling and reporting.
• Experience with SBA lending and loan packaging (a plus).
• Bilingual in English and Spanish (C1 level in English).
• Strong critical thinking and problem-solving skills to assess loan risks.
• Ability to work independently and collaboratively in a fast-paced environment.

University / Professional Career

3-4 years